Financial Aid

LRAP Application

Applying for LRAP

All LRAP applications are required to be on time and without any missing information. You must request access to the LRAP application by emailing our office at Applications cannot be submitted after the deadline. Applications submitted after deadlines must apply the following quarter and will be ineligible for retroactive payments for the previously missed benefit period. If this will impact your ability to pay your loans, please contact your lender and put the loans in forbearance or deferment for the period in question.

LRAP loans are forgiven once participants accrue 36 months of eligibility in the Program. At the end of the year during which a participant reaches 36 months of eligibility, all outstanding LRAP loans made by the Program will be forgiven, and loans made in subsequent years to such participants are forgiven annually. For purposes of determining eligibility for forgiveness, graduates will accrue one month for each month for which they receive benefit distributions, as well as for each month during which they are no longer receiving current benefits but during which they have remained continuously in qualifying employment, as defined above and determined by NYU. Participants whose income precludes them from receiving current benefits but who remain in qualifying employment must complete an annual application to the Program.

Required Supporting Documentation

In order for an LRAP application to be considered complete, all of the following items must be received. If you are married or in a domestic partnership, the following documentation is also required of your spouse/partner.

Document/Item Required First Time Applicant Renewal Applicant

Tax Returns

Copies of recently filed federal income tax returns (including all schedules and W-2s). If you did not or were not required to file a federal income tax return, please complete our Affidavit of Federal Tax Filing Status.


Loan Statements

Please have your lender(s) complete the Lender Certification form. Alternatively, you may provide loan statements that include the following information:

  • Monthly amount due (All accounts must be current)
  • Due date of next payment
  • Proof of recent payment

If you are not yet in repayment, please have your lender provide you with estimated payment information on the Lender Certification form.

You are also required to provide the same information for all non-law school educational loans.


Consolidation Loan Disclosure Statement

If you have law and non-law school loans consolidated, please send the Consolidation Loan disclosure statement which lists the individual loans that were included in your Consolidation Loan.


Employer Certification

Recently dated letter from your employer that includes:

  • Job title
  • Current annual gross salary
  • Effective date of your current salary

Alternatively, you may have your employer complete our Employer Certification form.

If you have changed employment, you need to submit a letter of separation from the previous employer verifying employment end date and ending annual salary.
Statement of Intent and Acknowledgement (only required from applicants in judicial clerkships) X  
Self-Employment and Contract Employee Form (only required from self-employed applicants) X  
Recent Pay Stub X X
LRAP Direct Deposit Form X  
Statement of Summer Earnings X  

Transfer Students - Additional Supporting Documentation

The following is a list of the additional documentation required from transfer students:

Document/Item Required First Time Applicant Renewal Applicant

A letter from previous school setting forth:

  • The total cost of attendance during the 1L year (Student Expense Budget)
  • The total amount of aid you received while in attendance (including all aid, such as loans, scholarships, grants, stipends, etc.)

Copy or your federal Student Aid Report (SAR) from your 1L year.

If you do not have a copy, you may obtain a copy from your previous school or the Federal Processor. The Federal Processor can be reached at (800) 433-3243.


Statement of Earnings

A Statement of Earnings for each summer during law school and the summer following graduation is required.


Status Changes

Participants are required to notify our office, in writing, within thirty days of any personal or financial changes that may impact the calculation of LRAP benefits, including but not limited to changes in employment, income, marital status, or if loans are in a forbearance or deferment. Participants are also required to notify our office of changes in their contact information. If you are in doubt about the necessity of reporting an event or change, please contact our office for guidance. Note: Participants only need to nofity us of changes in interest rates on their educational loans on the annual application.


Benefits are disbursed twice annually. If a participant's LRAP benefits change in between disbursements due to a change in status, any corresponding adjustment will be included in the next scheduled benefit disbursement. Participants should plan accordingly in order to manage the payment of their loans in anticipation of such an adjustment.

For information regarding the taxability of LRAP benefits, please consult IRS guidelines or your personal tax advisor.

Program and Formula

NYU is strongly committed to LRAP but neither the existence of the Program nor the formula used to calculate LRAP benefits is guaranteed. The formula and other terms of the Program will be interpreted at the discretion of the Program Administrator and may be adjusted as Program resources, participation rates, and indebtedness of participants change. Participants may receive more or less funding in succeeding years.

If you would like to learn more about LRAP, we encourage you to read through the Program Description or email us at or call (212) 998-6050.